Apartments in NYC?
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- vsplus0
I used this as a reference...
- e-pill0
what?? you get paid only once per month?? well then i guess you have a better handle on how to save versus spending..
weekly checks are great because you can take like $50-200 of each check and save it.. then after 6 months you touch it.. take yourself on a vacation.
- duckseason0
You have to start thinking about:
Utilities - Internet/TV, Gas, Electric
Bills - Cell phone, credit cards, web hosting, etc
Commuting - Metrocards (some employers have programs setup for this)
FoodAfter that is really what you have left for you.
- I'm in a similar financial/housing situation to what you're thinking. I free up some cash because I live with a friend.duckseason
- cable tv bills are usually the highest of all your utilities but also not a necessity...e-pill
- We have a good sized 2br in Crown heights that we split for 750 each.duckseason
- Agreed - I haven't had cable TV in about 9 years.duckseason
- if i cant find it on the net then perhaps i would need to watch tv..e-pill
- digdre0
I meant 45 before taxes.
and they pay weekly? lol?- i ask because here it's monthly.digdre
- It's usually been bi-weekly for me.duckseason
- It's possible if you're responsible and good with budgeting.duckseason
- I mean, 1600 to liven let's say 1400 if you subtract healthcare.. what am I going to spend 1400$ a month on?digdre
- well its not like you havent been to nyc b4 so you know just walking down a street ...e-pill
- eventually you will purchase something.. and by the end of the day or week.. you spent!!e-pill
- ...but ill make it easy for you.
$1400 - you want a girlfriend?? there you go!! spent!!e-pill - < Was just about to mention that, e.duckseason
- e-pill0
digs.. yes it is very possible.. if you get paid every week, your monies wont be so hard to manage, but if you are getting paid only twice a month meaning 1 check will 100% be going to bills and living and the other will always be a floater..
45k is around 60k b4 taxes. and yes that is very possible and fine.
i earned 38k for about 7 years and i lived in manhattan, granted this was the late 90-s but cost of living is still very high..metrocards have gone up, and are possibly going to be $3 a ride each way.. so that is a major price tag right there every month..
if you can get a roommate, your lifestyle would easier..
- digdre0
I calculated if I earn 45k, I could rent for about 1000/month and still have 1600 to live. (after taxes)
Is this possible? or did I make a mistake
- whatthefunk0
Found a beautiful new building in Crown Heights, 3 blocks east of prospect park - http://theplexbklyn.com/home.htm…
- MrAbominable0
it's possible to find a spot without a broker.
North of CP it's possible to find spots at, around or lower than $1300. I've lived in Central Harlem for 8 years and love it.
- era4O40
Take my place. I'm gettin' the hell out of dodge.
- doesnotexist0
find an owner, don't use a broker.
never had to prove 40x my rent, just had to fill out a questionnaire and show him some bills.
- manonthestreet0
I am paying under $1k / utilities included in Harlem...It's very possible to find deals
- studio...really nicemanonthestreet
- I bet you are.monospaced
- monospaced0
If you receive a salary in NYC, the taxes will be taken out automatically. Anywhere between 25-40% depending on how much you make. Look up "tax brackets" and income if you want specifics.
- monospaced0
You want your rent to take up 1/3 of your income. $1,300 rent is $15,600 a year. That means you need about $46,800 a year after taxes. To achieve that, you need around $75,000 salary. Also, living in NYC is expensive, from food to transportation, so the extra cash as a cushion is necessary.
- < especially when we all spend so much time at park bar.bulletfactory
- so it would be better to rent a room for max 900dollars per month thendigdre
- where can you check tax rates anywaydigdre
- hell yeah, the less you pay for rent, the better. (if you can do it).akrok
- hektor9110
Im looking to rent an apartment in NYC for a week. The last week of december!
- bulletfactory0
to afford a 1300 place in brooklyn, you have to earn 40x the monthly rent in a year (this is standard in the applications I've filled out).
- so let's say 52k.
Let's say I have that.. can I live comfortable? or do I have to save every penny?digdre - you would struggle, big timemonospaced
- who says I'm payin taxes? LÖLdigdre
- so it would be better to rent a room for max 900dollars per month thendigdre
- 52K if that is the after tax number. then yes.. 52K is around $72K b4 tax.epill
- so let's say 52k.
- digdre0
how much you have to earn so you can afford a $1300 place in brooklyn?
- $75K+monospaced
- that much? can you explain?digdre
- simple, rent is about $15,000/yr, which is 1/3 of $45K which is what you take home after taxes on $75Kmonospaced
- the take home salary of $75k is $58,600 not $45K im not sure how mono does his math..epill
- well, there's usually healthcare that comes out of a paycheck too, plus maybe a 401k as well. I'm being realistic heremonospaced
- no way, $50k. i did it.doesnotexist
- for what it's worth, realtors require renters to make at least 40x monthly rent... so $1300 would require 52k/yr.showpony
- I'm going to guess $60k could do it.CyBrainX
- aurence0
I've successfully used http://www.rent-direct.com twice over the past four years. Every one of their listing is no fee. They keep them updated. I just took a look at their website and they hugely dropped the fees from what I used to pay. Both times I used them, I paid close to $200 and it was worth it. (I found my apartment through them) But now it's $59, which I would consider a bargain for what the deliver. You should take a look. You find a lot of studios in your price range all over.
- omg0
Astoria Rocks!