Joint Accounts
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- andrewwwahlin0
I had combined my accounts with my ex-wife when we were married. I now don't trust women, so I guess I would never do it again.
- blaw0
Depends on the people. My wife and I have the same approach to spending and savings so joint is the most efficient way for us to operate.
- MondoMorphic0
For sure - joint accounts, like everything else in a relationship, require communication. If your relationship is fine (i.e., you're able to communicate with your significant other), then there are definite benefits to joint checking accounts.
BTW, if you're worried about what happens if/when you get divorced, if you're in a community property state like California, whether your moneys are in two accounts or one, it's all going to be split right down the middle anyway. Separate checking accounts won't protect you from all-mighty divorce laws.
(just don't get married)
- Point50
hell no to joint accounts. The bills are split accordingly and the responsibilities are set. haven't had any problems yet.
- chossy0
I have a flat mate first thing we did was get a joint account we pay the same into it each month no problem. If you have a doubt then I think there is a selfish nature and a trust problem which lives inside you albeit small it does exist.
- mg330
I can think of a few QBN'ers that must have joint accounts... to save up for their dope.
- hiten0
I didn't read all the posts, but I agree that you should always have some money for yourself incase something happens. What about doing a percentage like 70% of each paycheque goes into the joint account and like you each keep 30%. So regardless of what you make your both putting in the same percentage...