Great Credit Cards

Out of context: Reply #21

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  • johndiggity0

    i had no credit card when i bought my first car, hence, no credit. i had to either pay 19.6% on a 60 mo. loan or get my mom to co-sign. if had used a credit card on a pack of gum every month and paid it off to build excellent credit, i would have qualified for the 0% apr special. i may be paying to use money, but not nearly as much as i could be.

    • So now that you have established this credit you have stopped doing that, right?DrBombay
    • no. you have to maintain your credit to keep the score high. it's like a game. but it is not fun like a game.johndiggity
    • How many houses are you planning to buy?DrBombay

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