Credit Card question
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- Raybandana
I have an online catering form.
The client is asking for it to capture credit card information. And then send the credit card information to an email. Then they will process the order.A. Is safe to send credit card numbers to an email?
B. Should It be done like this - if the client doesn't want to do a online transaction? They would rather have it sent to their email.THANKS
- utopian0
Call them up and give them your credit card info over the phone!
- Raybandana0
Thats how it set up now..
- Raybandana0
I guess what I need is someone to tell me how the online order process works.
Lets say I have a shopify set up... how to I secure the page? What other steps are involved? Cost?
- spot130
if you're going to send financial info by email, at the very least you need to encrypt it with something like PGP Encryption where the server and local machine have matching keys to decrypt the info.
I think you'll find that if the credit card processor finds out about the way you're collecting the information, they will shut down your merchant account. These days you need to comply with the PCI Standards: https://www.pcisecuritystandards…
- Raybandana0
Great info spot13 - thanks! I figure it was going to be something along those lines.
- hans_glib0
i had a client like this - he got almost no orders and couldn't understand why. When I showed him how easy it was for hackers to get at people's credit card details from his email server he began to understand.
- spot130
To be compliant with PCI standards (for low volume sites) you need to process the credit card through payment gateway live and only store the result of the transaction, not the actual credit card information.
- Raybandana0
How do I set up a payment gateway?
- utopian0
...or create an encrypted PDF with password protection. Send them the password in a separate email.
- Raybandana0
hmmm... Well I already have the form... so I just need a payment gateway...
- spot130
So, if you already have a merchant account for processing credit cards at your location, talk to your bank and find out if they have a preferred vendor. Here's a few:
http://www.eselectplus.com/
http://beanstream.com/
http://www.sagepay.com/
http://www.authorize.net/
https://stripe.com/
https://www.paymill.com/
- Raybandana0
Okay so once I settle on a vendor. What do these guys do?
Do I send them a page link.. and they just turn that into a secured page for transactions or how does it work?- jesus christ, clayton, just call them, ffs!monospaced
- haha.. like you cant just give me a 2 liner - that would help me out.Raybandana
- im just unsure of the whole process. I would gladly help anymore that was in the same problem. To bad your a dick bro!Raybandana
- *you'remonospaced
- I'm just trying to say you should actually contact vendors instead of asking strangers on QBNmonospaced
- vendors are strangers too.. we are all here to help. Thanks monospace.Raybandana
- Yes, but vendors have the answers you're looking for, specific to them.monospaced
- spot130
How were you going to process your transactions offline? Just call your merchant account provider (bank) and find out what gateways they support. Otherwise, call a gateway and ask them what merchant account providers they support. You need both, otherwise just use PayPal.
- Raybandana0
As of now people just call in with their credit cards.
But it seems the best way is online transactions. And not the email route.
So thanks for the gateway info! Thats really helps. I guess once I have that set up, I can implement shopify or what have you.- if you're looking at Shopify, make sure you use one of their supported gateways: http://www.shopify.c…spot13