DELL SUCKS
DELL SUCKS
Out of context: Reply #17
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idp. if you closed the account you should be fine.
when the mortgage lender brings up your credit report every card you've ever had will be on there. if it is closed it will say 'closed by consumer, amount paid in full' which is good. that's what they want to see.
if an account is open it will say it's open and how much you owe (which isn't a big deal) and how much you CAN owe. this is the big deal. i had a discover card with a couple hundred bucks on it but a limit of 11,000. creditors see this as a potential 11,000 dept. sure i'm ok now but i could go to vegas, run it up and screw myself.
i don't htink you need the closing letter but i'm in illinois, not sure about nevada.