Credit Report Score
Credit Report Score
Out of context: Reply #18
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- tenpointtwo0
If there's something on there from before you were born, don't worry about filing for bankruptcy- that's only if you can't pay the bills you currently owe.
But you can file a thing saying there's something false on your credit report. I don't think your parents could have put that on there because you didn't have a social security number before you were born, so there would be no way for them to take out a credit card on you.
It's either a mistake (which happens a lot more than people think) or a case of fraud.
Either way- you can get it removed and your credit score will improve.