Credit Report Score
Credit Report Score
Out of context: Reply #11
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- brozilla0
One strike against you isnt too bad, though i would get it taken care of asap.
most good credit reports should inform you as to what percentile you are, in relation to the us population. they will also tell you how companies issuing credit see you: high risk, low risk.
i think one negative mark on your report would still be considered a low risk.
when you go to buy a home or car, they will look at your FICO score. That is the big number that really counts. Monitor that number at least 3X a year. Higher the number (up to 850) the better off you are. Do everything you can to keep that number high.
You'll regret it otherwise.