Politics
Out of context: Reply #7276
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- TheBlueOne0
Oh please. Credit card companies are fucking usuary bastards. I was carrying a balance on one for about a year now, despite having the cash to pay it off in a lump sum. So when I got my tax refund back a month ago, I paid off 90% of it. I get a letter in the mail yesterday that they're RAISING my interest rate, so I called them and said "WTF? Never had a late payment, ever, never missed a payment..and now you raise my rates to like 18%?" Friendly customer service rep says "Due to recent activity on your account we are adjusting your rates..."
"What recent activity?"
And all she could do was repeat the same phrase, so I was like "So, you mean because I'm paying down the balance, you don't like that, so you're raising the rates?"
"Sir, due to recent activity on your account we are adjusting your rates.."
I told the bitch to close the account and expect a check for full payment due by weeks end. And then she said their might additional be "fees for making an abrupt payment to close out the account."
Fucking unreal these companies. Cash only from here on out.
- funny thing is if you threaten them with cancellation, more often than not they'll adjust your rate favorably.zenmasterfoo
- i have a pile of cash and no credit. sucks. you gotta pay to play unfortunatelyversion3
- Yeah. I like my Amex though. No balance on that.TheBlueOne
- All you need credit for is a house and a car.DrBombay
- Plane tickets too...TheBlueOne
- I use my debit card.DrBombay
- you can use debit to rent cars, construction equip, everything now.DrBombay
- true thatTheBlueOne