Politics

Out of context: Reply #3591

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  • Mimio0

    Tommyo, re: "Capitalism Magazine"
    The reason why Wellpoint and Kaiser Permanente even exist in the first place is because they were employer provided group health care. Kaiser started his hospitoals for his own dock workers just like Henry Ford did. They Invented the HMO and got the government to sign off on it.

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    • *hospitalsMimio
    • Gov didn't sign off on it though, they MANDATED it. HMO Act of 1973. And it did in fact change health care for the worse.tommyo
    • No, the government approved certain HMOs and required employers to insure their employees. They didn't have to choose HMOs.Mimio
    • ...choose HMOs, some still don't.Mimio
    • But most do. I remember when I was a wee lad we just walked in, paid $30 for a doctor visit and if I had anything major thentommyo
    • we called the insurance company.tommyo
    • Let me ask you this Mimio. Who was responsible for making HMO's the standard in health care?tommyo
    • Employers and insurance companies. Open enrollment is usually a selection of HMOs.Mimio
    • Sorry but you're wrong. Please read about the HMO Act of 1973. It forces employers to provide insurance. Gave rise totommyo
    • HMO's. Caused higher medical prices. Made you dependent on those HMO's. And put a corp. in charge of your health.tommyo
    • Think of the benefits we would have if doctors worked directly with patients instead of working with insurance companies.tommyo
    • HMOs are just a way to enroll large groups at a discount. You would still have to deal with insurance companies.Mimio
    • Yeah? You pushing for the cash system again?Mimio
    • Name me one other basic service that has become too expensive for people. I say, let the docs work with their patients.tommyo
    • You'd see prices reflect market value. Use insurance companies like we use other insurance products, for largetommyo
    • catastrophic events. You'd get insurance to cover the big stuff that would break you. Seriously think about it. House insurancetommyo
    • is only there so if you have a fire, etc. then you're not going to have to declare bankruptcy to recover from the problem.tommyo
    • Insurance product pricing is based on 'risk'...what's the likely hood that ___ is going to happen?tommyo
    • You talking about HSA/MSAs? Ultra-high deductible plans.Mimio
    • Japan has national healthcare and is the 2nd largest economy on the planet.DrBombay
    • socialist?DrBombay
    • Again, SS and Medicare are going to explode in a few years. How do you expect our gov to pay for more social programs?tommyo
    • I just don't get how that is even a reality. I might be wrong, but it just seems like an accident waiting to happen.tommyo
    • We're going to be paying through the nose on our taxes to pay for medical benefits that we could pay for on our own now.tommyo
    • there are 40 million peeps who cantDrBombay
    • So 40 million people, times 5k (just a conservative guess at how much would be spent on each person) is 200 billion a year.tommyo
    • That's not even factoring in the rest of the country who currently IS covered. Sounds like a really bad idea to me.tommyo
    • that isnt to be paid by taxpayers.DrBombay
    • dude I am not going to go through all these notes again, so whatever.DrBombay
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