Car Accident Advice
Out of context: Reply #35
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same thing happened to my wife and i last weekend. we were sitting at a stoplight when a russian lady ran right into us. of course her purse had been recently stolen so she didn't have her driver's license, insurance card or greencard(but she did have a state id which didn't make sense). my wife called the police while i called my insurance company. the cops asked if anyone was hurt, which we weren't. they said since there were no injuries to just contact the insurance companies. my insurance company just said to exchange contact info and they'd have someone contact me within two hours. they did, i gave them the info and they said they'd take care of everything... and since i'd opted for coverage against uninsured motorists, they waved my deductible. someone contacted me everyday from then until yesterday when i picked up my car from the repair shop to make sure i was ok and was satisfied with everything. i've been really impressed with how they've handled it. i asked the claims representative yesterday if they've been able to get the lady's insurance info and was told that she hasn't returned any phone calls and they'd be taking legal action against her. all in all, it was a pain in the ass that could've been much worse.... and LA has the worst driver's of anywhere i've ever lived.