Car Accident Advice
Out of context: Reply #27
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- Soler0
I was rear-ended almost 2 years ago, and it is just finally now being settled between my lawyer and their insurance company. By all means get a lawyer, man. Depending on the other person's insurance, all of your damages may not be covered. In my case, the guy who hit me only had $10,000 in coverage. My car repair, medical bills, and rental car bills were almost $20,000. It looks like when it's all said and done I'm out my time, and about $2,000. If my lawyer hadn't sued for additional monies, I would have been out $10,000 or more. The insurance companies count on the fact that it is costly in money and time and most people will give up. (aka 2 years worth of shit just to not be totally fucked). Also, in my case, I had to claim it on my own insurance until the other company admitted fault, which is pretty standard. I'm surprised your carrier didn't offer that. Sometimes it can take up to 3 months for them to admit fault, and during that time your car and medical bills will be out of pocket. So talk again to your company and see if they will cover you and be reimbursed by hi sinsurance. Hope that helps man. Sorry - it does suck.