Car Loan
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- 71 Responses
- mrdobolina0
just playing dude, but seriously dont get a tahoe. buy a used 80's cadillac and get it repainted. you will get the same gas mileage and chicks will diggit.
- superbaka0
Enter response:...and contrary to popular beliefs loans are good for the economy (*hint: interest rates)...
IRNlun6
(Mar 8 05, 06:36)//dont you want to be part of bush's "ownership society"?
:)
- 2cents0
dude... cities are built with the idea of taking transit in mind... not driving your big ass SUV.
i own a landrover, but i also live on the side of a mountain where if you tried to get to place after it snows in a honda... good luck.
but... moving to Van in the summer and the first thinig to do is unload this thing cuz i have no use for it down there.
people who drive SUV's in the city or any other urban setting are just a waste.
and whoever mentioned that Land Rovers are gutless and suck back the gas... you pretty much hit the nail on the head.
- nick0
i'm very lucky to be able to use my MTB for all my transportation needs. love SF.
and btw, fuck cars!
- easy_target0
dude if you care about your ride that much why dont you just "pimp" the honda?...
as for the loan side of things IMHO banks are the way to go try to stay away from the car dealers finace options as the interest rate are usually way higher...
- fate_redux0
2cents, I'll take some pictures of my town sometime to give you an idea of what I'm dealing with. I think there are 2 buses in this town, maybe 3 taxis, and very dodgy sidewalks in only parts of the city. Then you have traffic all over. It's just not a public transport or pedestrian kinda state, even in Indianapolis.
- k0na_an0k0
dude. buy the car you want and fuck everybody else.
loans depend on the car you are going to buy.
say you find a 2001 yukon for 10,450. well a bank looks up their price and might say 'we can only give you 9500 for this, which kind of fucks you cause you ahve to make up the difference.
when i bought my last car it listed for 21,000, i got it for 16,000 yet the fuck face bank said they could only give me 13,000 for it which didn't make any sense cause it listed for so much.
rarely can you walk into a bank and say gimmie 10 grand for a car.
check a few dealerships. sometimes with specials they have you can get a car with a 2 or 3% interest rate and they do their own financing.
good luck.
- mrdobolina0
get a 1977 Lincoln Towncar
- superbaka0
dont forget about the insurance costs, and also tax. you dont get that back.
- k0na_an0k0
what do you care? you don't even have a car.
haha.
if we were talking bikes then it would be different.
- rikydot0
try a credit union. usually the best interest rate. but you need to be a member first. PSECU gave me 3.99% when other banks were offering 7%-13%. like a credit card. madness!
- k0na_an0k0
yeah fate. find the car first and get a copy of the price.
even if you find 3 or 4 cars, get a written quote from the dealer. most will do it. like you go there and agree to a price, they give you a print that says it's good for 7 days or something. take that to the bank and hopefully they'll give you a bit more money if you do decide to go with a bank.
i'd sell you my car for 2 grand but i'd hate to have it break down anytime soon. runs like a top but you know how it goes. i have a few cousins wanting to buy it but i just can't sell it to em in fear something will happen.
- fate_redux0
Thanks, this is all excellent advice. I will see if the Uni I'll be attending has a credit union I can join, it's time for me to start establishing a line of credit anyhow.
btw, what do you drive Kona? Maybe you should email me to prevent any...*aherm* discussion of it ;)
- IRNlun60
Obviously not the best place for an economics discussion but I'll concede...loans can be good and bad for an economy...
If you get your loan, make your payments you're helping.
If you get a loan, miss your payments, declare bankruptcy and default on the loan, you suck...
I got my loan through my car insurance company, banks were asking for way to much on their interest rates.
- k0na_an0k0
check ur mail fate!
- mrdobolina0
what do you care? you don't even have a car.
haha.
if we were talking bikes then it would be different.
k0na_an0k
====================Suck my balls, you derail 30 threads a day. Also, your shirt is too tight.
- k0na_an0k0
what do you care? you don't even have a car.
haha.
if we were talking bikes then it would be different.
k0na_an0k
====================Suck my balls, you derail 30 threads a day. Also, your shirt is too tight.
mrdobolina
(Mar 8 05, 14:27)
+++++++++++++++++++
i'm not wearing a shirt.
- mrdobolina0
haha, you fucker! :D