Banks
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- mrdobolina0
Thats lame. If I call the phone company to pay my bill they can authorize my check over the phone, without ever actually seeing the check. If I goto the grocery store and write a check, they run it thru telecheck and verify that I have the funds. I think the banks is a very dated policy.
- unknown0
I pulled that out of my ass
but it seemed like an educated guess
- mrdobolina0
you're probably right tho.
- k0na_an0k0
you pulled what out of your ass?
ewww.
- mrdobolina0
whatup kona, how is chicago?
- k0na_an0k0
chicago is rockin and so is my hangover. hit up this complete dive s-hole last night called the coach house. closed it out then had a friend drive me home.
it was funny this morning. i woke up and got scared cause i didn't remember leaving the bar last night.
ahhh... good times.
- mrdobolina0
nice, I think Im going to go out in Milwaukee tonite after I rob a liquor store because of my bank problem.
- mayo0
i used to work for a bank and that was pretty much correct qburt. when you deposit a check, it doesn't get "sent out" until that night, to be reran by a proof department, then sent to the bank that the check is drawn from. That bank has to check the account to make sure there aren't any stops on the check, then okay the transfer to your bank.
- mitsu0
man, do they use the pony express to transfer it there?
- k0na_an0k0
dude, robbing is the way to go. take back from the system that has taken so much from you!
fight back! but remember. most of those crazy old shop owners were in some kind of a war and have completely lost their minds. most likely they'll be packin heat.
- mayo0
but how long have you been with that bank? usually most banks give some form of provisional credit (usually $100. more if you are in good standing with them) You might have it Saturday morning, because it should be processed on Friday as the second day. Unless they put a two day hold on it, then, by law, then have to give you at least $100 prov. credit. Don't remember which Regulation it is, but it's a federal thing so the bank can't override it.
- mrdobolina0
nice, mayo.
I have a good relationship with the bank. Direct deposit on my payroll checks and what not. They sent me something last week allowing me to be able to overdraw my account by upto 500 bucks with no problems. But Im not really trying to do that because I will still have to pay the standard overdraft fee.
anyway you look at it, it sucks.
Thanks for the pointer on the 100 tho.
- mayo0
when is your money supposed to be directly deposited? If it's monday, you can very well have the money by saturday because it needs to be made available to you the second it turns monday morning. Check your account Saturday morning. maybe sunday. Also, like i said, two business days is friday night, so you may have it on Saturday still. don't want to get your hopes up, but keep an eye on it.
- mrdobolina0
the check I deposited wasnt a payroll check, it was a check I got for some freelance work. I dumped it in today after lunch.
- mayo0
check saturday.
- BonSeff0
you shoulda cashed that shit, or less cash revieved a hundy.
- mitsu0
"you shoulda cashed that shit, or less cash revieved a hundy. "
fo shizzle!
- mayo0
hahahaha. I love you guys.
- mrdobolina0
yeah well, normally I have more in my checking, you know?
Im not really the hustler I appear to be on NT. I just do that here to seem more sophisticated. HAHAH
- BonSeff0
whatever Dob, i know you have a diamond encrusted pimp cane filled with wild turkey.