I Hate Bill Collectors
Out of context: Reply #16
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similar story. i had a discover card for about 7 years. always have been f*cked on the rate cause i was 5 days late on ONE payment in 2000 cause i was unemployed.
for years i called and tried to get the rate lowered... "sorry mr. kona, there is nothing we can do for you at this time."
in 4 years i took the 9000+ down to 2000+ and had the balance transfered to another card with 0 interest for 15 months.
so then i call discover to cancel the card. wouldn't you know it it took me 20 minutes just to talk the lady into cancelling my card. she went from 15% down to 12%. fuck off i said. down to 10%. i said 'what don't you understand about cancelling my card... DO IT CAUSE I DO'NT WANT IT ANYMORE!' sir i can give you 5% she says! 'i said cancel my card, what is your problem, just cancel it i don't want it!'
sir. how about 0% as long as you...
'CANCEL MY CARD!'
this went on for 20 minutes until finally she said 'ok sir your card is cancelled you will recieve confermation in a few weeks' click. she hung up.
fuck. i fought them for years to lower my rate, they pretty much said fuck me, then i call to cancel they damn near were giving me money and NOW they want my time. fuck you!