Best US credit card?
Best US credit card?
Out of context: Reply #33
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it really doesn't matter what the APR is if you don't carry a balance and pay quickly.
i'll intentionally pay for something with a credit card and the next day, when it shows up online, i pay it right away.
they get a good record and i don't get the finance charges. pain in the ass, but it works and my credit is awesome now.