investing money

Out of context: Reply #54

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  • doggydoggdog1

    doggydoggdog 1Permalink
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    • This is always annoying but you kind of need to google each one and read two main things:
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    • First, the Expense Ratio. (You want the lowest possible expense ratio.) Second look at risk. Usually it’s rated on a scale of 1 to 5 or something.
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    • I’d start by going thru all the Vanguard funds, if none of those seem good to you, go thru Fidelity. Then iShares maybe...
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    • I avoid the “Target Ret” funds. What those do is shift their risk profile as we get closer to the year in the name. (Ie. “Target Retirement 2060”) but....
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    • ...they charge you a higher expense ratio. So you are paying for that service, built in to the fund offering.
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    • Also skip the specific ones like Healthcare and Real Estate. They’re for dorks who want to be able to talk about their portfolio at parties. Ugh
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    • If you want a quick pick, I’d pick Vanguard Bal Index Admiral and I’d be very happy with that pick. Set it and forget it.
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    • OMFG I just noticed this post is a year old!!!!. lol I’ll show myself out....
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