Politics
Politics
Out of context: Reply #25263
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- kona5
From the video of John Shimkus above. This point here really needs to be shared.
Health insurance, like all insurance, works by pooling risks. The healthy subsidize the sick, who could be somebody else this year and you next year. Those risks include any kind of health care a person might need from birth to death — prenatal care through hospice. No individual is likely to need all of it, but we will all need some of it eventually.
So, as a middle-aged childless man you resent having to pay for maternity care or kids’ dental care. Shouldn’t turnabout be fair play? Shouldn’t pregnant women and kids be able to say, “Fine, but in that case why should we have to pay for your Viagra, or prostate cancer tests, or the heart attack and high blood pressure you are many times more likely to suffer from than we are?” Once you start down that road, it’s hard to know where to stop. If you slice and dice risks, eventually you don’t have a risk pool at all, and the whole idea of insurance falls apart....
- The one-size-fit-all approach to pool risks failed as a financial disaster. Why not group sicknesses like we do underwear sizes? S-M-L-XL works for all.********
- I know what size my underwear is and can buy accordingly.
I don't know how sick me or my family will be. Like, ever.
Don't be an idiot.kona - I'm sure omg has a health savings account started for when he has to see a doctor.monospaced
- I think gene technology allows people to see what diseases they're at risk for. Too bad the same can't be done with car accidents.********
- Who's going to pay for the gene technology?yuekit
- I'm hoping that under Trumpcare when you buy the "gold plan" you will actually get a gold-plated insurance card.yuekit
- Gene readouts to discover your future illnesses could be covered under a child birth or basic coverage plan.********
- I imagine you only need to get a readout once in a lifetime, but can see instances needing updates to ensure accuracy.********
- Probably best way to ensure people are automatically connected with their correct health plan.********
- Got it, so as soon as we have the technology to perfectly predict every disease the problem will be solved.yuekit
- omg life hacks™
If you sleep until noon you only have to pay for 2 meals!kona - The risk and limitations of genetic testing are associated with people anxious about results and limited information about how severe symptoms will be long term********
- uh ... so you're saying under the new plan people should take gene scans to prepare for their savings? dayummonospaced
- sounds exactly what a rich person, and/or a really irresponsible person would saymonospaced
- I doubt Trump & cronies believe in genetics - it's science and not Bible based.fadein11
- Costs are like $100 to $2000 depending on the complexity of the test. It would be something you'd want to get at child birth.********
- You'd want to take the test to ensure you're aligned with the correct health plan.********
- It would be great if certain health plans provided reimbursement of genetic tests.********
- Or maybe home kit tests were made available at your local drug store. They just need a blood sample or mouth swipe, which could be uploaded and saved.********
- you are completely insane and a waste of time trying to have a conversation with.kona
- I think you will find the cost is in the testing not the swabfadein11
- lol, the idea of an insurance company basing its coverage based on a genetic test that is required to take at birth ... that is the plot of GATTACA you assholemonospaced
- and under the new plan, if your test said you were going to die from an incurable disease, they wouldn't do shit for you because you're a lost cause ... fuck itmonospaced
- wanna curb the suffering on that pre-existing condition (known from birth gene scan)? pay for it, because fuck you. thanks trumpmonospaced
- I wonder how much money was spent learning about genetic ancestors of Jesus vs the percentage of sleeping with relatives on a genetic level.********
- LOL @ the GATTACA comment above!!
Well done mono!kona - lol the plot for Gattaca! I didn't say anything about required genetic tests. as far as incurable diseases, isn't that what medicinal marijuana is for?********
- https://markmagbanua…fadein11
- omg, have you been tested for fetal alcohol syndrome?face_melter
- I got run over by a car last year. You can't plan for that. Still dealing with medical issues, and they may last a long time. I'd like to ask omg a) how theallthethings
- fuck does knowing the size of your underwear have to do with anything? and b) if I hadn't had insurance through the ACA, what would you have said I should doallthethings
- after getting run over? They took me to the ER, by the way. If I hadn't been insured, you would have paid that bill, and all the other bills. Five days inallthethings
- hospital alone was six digits.allthethings
- The broader answer is the root of the USA's problem, which is the health care should not be commoditized.allthethings
- Single-payer makes sense, morally and economically. It keeps costs down. It is a solution for the problem of how to deal with people who get ill or injured.allthethings
- Republicans to a man do not understand that many solutions, and regulations, are put in place to deal with things that have been shown to be a problem.allthethings
- Get rid of onerous regulations! Right. And then you have toxic waste spilled into the water supply. They're not just there to annoy business owners, they'reallthethings
- there to protect the greater public.allthethings
- @allthethings - By your logic we'd all morally wear 2XL clothing because it's cost effective, which works for fat people, just not everyone else.********
- A sing guy going in for something minor like a scratch, and comes out paying for Labor and Delivery of a baby doesn't make sense either.********
- I suggested that grouping problems into specific categories would not only bring down costs, but wouldn't drastically rise them at the same time for others.********
- So one group could be basic health coverage that also protects you from unknown disasters.********
- Another group could be for cancer. Grouping high risk individuals for cancer, would bring down costs. Genetic testing could lead you to the correct health plan.********
- Perhaps you could be grouped with others living with snowflake disease. A rare disorder would help if grouped with folks with other neuromuscular issues.********
- https://markmagbanua…fadein11
- 1) You're a fucking idiot. Group all cancer patients together and all you have is high costs.allthethings
- 2) What the fuck do XL clothes have to do with me being run over by a car, which I couldn't have anticipated, but thank god I was able to buy insurance throughallthethings
- the exchanges, thank you also to Pres Obama.allthethings
- The one-size-fit-all approach to pool risks failed as a financial disaster. Why not group sicknesses like we do underwear sizes? S-M-L-XL works for all.