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Out of context: Reply #65172
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- bklyndroobeki0
what prizes do you win for high credit scores?
- there are prizes?capn_ron
- more credit card offers and pre approvalsHayoth
- opportunities for more debtscarabin
- lower aprwhatthefunk
- Puppies. Lots of them!pango
- 0utopian
- What Hayoth saidOBBTKN
- One thing I like is how apps like CreditWise, CreditKarma, are showing folks how to build their credit (for free)bklyndroobeki
- the bureaus are taking heed and allowing people to see their FICO score year round without charge.bklyndroobeki
- Does anyone else listen to Dave Ramsey? He talks about getting to a zero credit score with really good reason why.capn_ron
- what whatthefunk saidmonospaced
- You get to live.face_melter
- capn_ron, i have... although you can't get away with it in NYC for apartment rentals. I do like his cash is king message.bklyndroobeki
- bklyndroobeki, that's one of the parts that seems the hardest, renting apartments with a zero credit score. I am aiming for it though, means i'll have cash.capn_ron
- It will be a miracle (literally) to rent an apt in NYC with 0 credit. You'd have to have a guarantor which is a shitty feeling IMHObklyndroobeki