Freelance + Mortgages

Out of context: Reply #6

  • Started
  • Last post
  • 9 Responses
  • fyoucher10

    If you've been freelancing for more than a few years you should be fine to actually get one from the bank. You'll need to provide proof of income from the past few years like tax return info (I think at least two) and also references (which I thought was odd). (That's in the US though and with the company I have a mortgage through, USAA. Other banks may be different)

    However, before you do it, if you don't have at least 4 steady clients who continually come to you with work then I'd recommend having like 6 months saved in advance.

    I've been doing it for many years (have a $4k a month mortgage (craziness!) and a family).

View thread