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only one. and that was direct client not via agency. a big fat fortune500 corp, with strategic revenue from web app which we were working on. so understandable. wanted coverage for 2m.
we´re 9 people though and we only bought it after contract was go, so the thing paid for it itself. I´d personally not spend that kind of money on a spec basis. demanding this kind of insurance from a single external seems excessive, it´s the agency´s responsibility really.