debt consolidation
Out of context: Reply #13
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- exador0
back in the early 90's when i was in college, i thought, hey...this credit thing aint so bad...
which of course was the first step in a downward spiral that left me with shit credit for years...
took a long LONG time...but finally, i got it all paid off (without any assistance from any 'agencies)
its a long process, and i suppose it must 've co-incided with being around 7 years or so from the time i got the bad credit in the 1st place, cuz when i finally went to the bank to get a new credit card i actually DID get one...no problems..
and my wife and i bought a house this summer...
(i thought FOR SURE they would NEVER give me the money...forget it..with credit as bad as mine was?....)
well...i got it....no problem...it takes TIME....time and more time...and on top of that it takes PAYING it all off...
then again, i'm in canada...not sure how different it is in the states...