debt consolidation
debt consolidation
Out of context: Reply #11
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- mitsu0
"they work with your creditors to lower your APR"
or you can just call your creditors yourself and tell ask each of them who will give you the lowest APR on balance transfers. they'll most likely bend over backwards for your business. then when your APR is lowered, set aside as much money as possible each month to put towards that card. i've been doing it now for about a year and i just have 3 more payments.
now when i go shopping and stores try to offer me credit cards, i just laugh. it feels so good to know i'm almost out of debt and i can only imagine what it will be like when i'm completley out.