saving $
saving $
Out of context: Reply #2
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- Peter0
2 cents:
Just as with stopping smoking (but in reverse): just stop it.
I mean start it. Just start it. And don't fuck around with the pile of dough you've amounted to save. Borrow only from the pile if you realistically can pay it back the following month.
Set one sum for each month divided in two: one set figure plus one flexible - there will be some months during the year where expenses will be higher than other, and those months you could skip out or lower the flexible sum.