value my junk?
value my junk?
Out of context: Reply #9
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- madirish0
the insurance company will be able to valuate the property based on a pre-determined set of criteria; that is their job. it is your job to highlight certain categories (ex: jewelry, electronics, computers, etc) as needing more coverage than what they have as default. you can just request these at will and they will explain the premium increases for each (most are pennies for 10's of thousands more coverage, btw).
to cover your bases w/ these increases, it is wise to get an appraised value for each of these things requiring the bump in coverage so nothing can be contested post event.
make sense?