FINANCES
Out of context: Reply #52
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- version30
Version4, please read above..i think your view on not using credit is extremely outdated. Why not have your money work for you? earning more cash? You're going to spend anyway...take advantage of the system. This is what seperates most people who are "well off" and those who make the same amount but still struggle by...especially during retirement years.
bgheen
(Aug 30 06, 09:56)call me outdated or progressive but someone elses inablitity to maintain a balance in the black is not my fault or concern for that matter
i bet money m,arbles to chalk, some of that money being spent is to "keep up appearances" and "fit in" possibly even used to "impress" someone of the opposite sex
i've lived in la, sf, and wichita, never once got a credit card, took out a loan or borrowed money to get along
living within ones means is a distant thouht when getting caught up in the advertising we perpetuate (you know the lives on TV are fabricated right?)
your friends should like you either way, not just because you can "fit in" with them in public
sort these persaonal issues first and I'm sure the monetary confusion and overload will slow/fix themselves
seriously, whats so hard about paying rent, cable, electric, phone, and insurance?
other than food, what else do you need?
the car payment? i bet a cheaper car will still get you there.
your girlfriend? if she loved you, she'd pay sometimes, if she doesn't and you are paying for everything, there's a name for girls like that.
your wardrobe? I know how easy it is to buy clothes in cali and kansas, and trust me i don't own a $280 shirt
responsibility will take you a long way, excuses and justification will take you to the poor house