FINANCES

Out of context: Reply #18

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  • mg330

    For you, a gift, if you have Excel.

    http://www.mg33.net/newstoday/th…

    I made this a few years ago when I started working, I've passed it along to many people (some here) and generally the response I get is most people have no idea how much they're living beyond their means.

    The instructions are pretty straightforward.
    Basically, you enter your take home pay AFTER taxes, medical, 401K, etc.

    Then you enter your required expenses per month, and you're left with an allowance of sorts.
    Then you can seperate that into Savings Account money, credit card debt, and you can truly see what your total amount of spending money is.

    I've also got it set up so that you see how much allowance you have left if you hold yourself to $100 a week for things like food, going out, etc.

    Hope it works out for you.

    mg33 0Permalink
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