Credit card deals?
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- vaxorcist0
Had a friend years ago who worked at an agency designing those credit card offers everyone throws in the trash... very somewhat-scientific-like A/B testing,zipcode segmentation, etc...
... but he did say they were usually just getting you "points" while raising some obscure hidden fee, or cutting one fee while raising another.... kind of like "free checking" accounts that charge you to print checks or use an ATM.... some of this switching around may save some people money if they are VERY careful, but lots of fine print gotcha mindset here...
- section_0140
Aside from 0% interest, there aren't any real "bonuses". Oh, you spent $8000 with our card last year, here's 8,000,000,000,000 points (ie. $67.46 after taxes).
- ridg00260
Another good site I found recently when looking for the same thing: http://thepointsguy.com/
I ended up going with the Capital One Venture card on account of the double miles and misc perks. It does have an annual fee but the benefits easily outperform the fee, at least for me (I charge everything and pay the balance in full each month).
- ukit20
This is a good site that compares the benefits and drawbacks of different cards
- Thanksfreedom
- wack, you will get penalized SOME way. nothing is free.bklyndroobeki
- scarabin0
the amazon card is pretty spiffy. i don't keep a balance on it but use it every time i buy something at amazon, which is pretty frequent. you build up free "amazon points" which you can pay for shit with.
- bklyndroobeki0
Get a credit card against your own money from a credit union. otherwise you're just paying into this stupid system. You also pay lower interest rates that way.
...FREEDOM
- Debit?freedom
- No, debit. It's a credit card. They are offered by Credit Union banks.bklyndroobeki
- cbass990
credit cards are stupid - pay cash
- < you kind of build creditbklyndroobeki
- Drug dealer?omahadesigns
- the only way to build credit is with a credit card? come on..cbass99
- bklyndroobeki0
Nothing is free.
- If you pay on time it can be free for the consumer.freedom
- freedom
I want to get an additional card. Anyone signed up for one recently that gave a good bonus? ex. Cash back, free plane flight?