travel insurance
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- rasko4
what is the real deal with travel insurance, say if, hypothetically of course, I were to drop my powerbook or something.. not that that will happen, of course, you understand.
I have read the terms but just wanting real life experiences. Just out of curiosity, of course.
- nicko0
Always bought it. Never had to use it. The nature of insurance I guess
- todelete__20
hypothetically give me your laptop. i'll drop it while 'traveling' and then i'll tell you what they tell me when i call them saying your laptop is broken. hypothetically.
- tkmeister0
soooo, are you trying to drop it and get it replaced with the new macbook pro??? not suggesting that's what you are really after...
- _salisae_0
rand may know. he's always airporting. hypothetically.
- rasko40
I just mailed it to you.
I guess what I am asking, is, do I need to be in a specific circumstance when I drop it? For instance, would I only be covered if I dropped it onboard the plane, or would I be covered if I happened to drop it say, just to the left of this table here?
- rasko40
It's not as if I have a broken DVD drive that I would like replacing or anything like that, nothing like that at all.
this is purely hypothetical.
- ad10
most travel insurance covers individual items only up to a couple hundred quid. when you claim you need to prove travel with documentation.
- ad10
sorry rasko - re-read your question - i've only had things stolen not dropped. no evidence is obviously better
- rasko40
yes I can prove travel, but when, hypothetically, I claim, do I need to be in transit when the damage occurs and file some silly report, or can the accident have happened during my stay?
this is for a project I'm working on.
- nicko0
a 'friend of mine' claimed their iMac got fritzed in a thunder storm. It got replaced on his home contents insurance, no questions asked....
*cough
- ad10
during your stay is fine.
it can occur in ttransit in the uk but it has to be before you arrive at your place of residence. hypothetrically i should imagine it better stolen than broken as culpability is more cut and dried.good luck with the project.
- nicko0
if it's stolen I thinh you'd have notify the police and prove it on your claim form