Credit Card F OFF
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- 14 Responses
- waynepixel
Has this happened to you.
I tried to transfer my credit card to take advantage of the 0% finance for 6 mouth.
I receive a letter today saying Dear Mr Wayne we have done a random credit check and it seems we cannot accept your application form for an egg credit card. They did not give any reason as to why I was turned down.
I have no bad credit and I am not in dept with anyone.
so why
- tfs__mag0
sometimes it's not that you have bad credit, but that you don't have enough credit. This kind of thing used to happen to me all the time till we bought our house. Since then we haven't been rejected for anything...
- bomy_dick0
u owe me cash.
that's why ..
so, are u gonna bay me back or what ?
- rasp0
could be family credit history, the place you are living, someone you live with.. thay all have affect things like this. you can get your own credit file copied to you for about £3 so you can see why... if any reason. and do what you need to to get it sorted.
- waynepixel0
hi rasp.
do you have any more info on hue I might get in contact with to get this information.
- chall50
I got refused for an Egg card many times but accepted by 4 others - just try another company
You can get your credit record from this lot. Not being on the Electoral Register is another reason people get refused
- slag_you_off0
read that...
if you have more questions email me...
- slag_you_off0
sorry forget that...american...
try theses numbers. Basically all credit ratings are held with 1 of 3 companies. You can contact these companies and ask for a copy of your credit rating.
It happend to me. I owed 22 quid to north west water from about 8 years ago. It was stopping me from getting a mortgage. 22 quid!!!!
anyway, once you pay off your debts, your free to get into as much debt as you want. Ah the sweet smell of capitalism.
- waynepixel0
look like i have some reading to do.
Thanks for your help People. :)
- JazX0
they never let you it sucks
- dstlb0
Egg ain't that great anyway, compare alternative cards here... http://www.fool.co.uk/cards/card…
- Dita0
don't get egg!!! they are crap!! I just got rid of my egg card, they are such a ripp off. They charge a fortunte for protection!
For example once you've paid about £50 of you bill you actually paying about £20 off a time after interest and insurance utter bollocks!!!
- chall50
and I believe with Egg you have to pay off all the transferred balance before you get to any purchases you have made
- slag_you_off0
I have egg, and they are great. The best online facilities in my opinion.
at the end of the day any credit card is shit if you owe lots of money on it. very expensive debt.
Im about to go travelling, and no other card provides what they do in terms of worldwide support.
- slag_you_off0
you just shat me up a bit on whether I had a good credit card to go away with...so I called a few of them..
egg is the cheapest on cash advances, purchases abroad, and forign exchange rates...
about mid table when it comes to interest, and near the bottom when you are transfering a large sum >3000
you wouldnt believe some of the charges on some of those cards, Halifax for example charges 6% on cash advances as opposed to 2.65% from egg.
you have to check theses things.
egg is in the top 5 but you need to check what you want it for....