auto ins. question
auto ins. question
Out of context: Reply #2
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- d_rek0
how accident prone are you?
Also, if this vehicle is still being financed it's not likely they'll let you switch to liability/plpd insurance. Most financing requires full-coverage.
that being said, If i owned a used vehicle I would definitely not pay more than I had to. I'm not very accident-prone (knock on wood). Just make sure when you get in an accident you total it out. Otherwise you're stuck with forking out cash for cosmetic and/or mechanical repairs. Also, you're not longer going to have the benefit of paying a deductible for those repairs - it's all gonna come out of your pocket. Again, if you're gonna get in an accident make sure you total it out.