Politics
Out of context: Reply #8587
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- johndiggity0
i think the idea of insurance needs to be re-evaluated. like it said in the article from the atlantic i posted earlier, you wouldn't expect to pay for gas or oil changes for your car with your auto insurance, yet we do the very same thing with health insurance.
what about offering catastrophic health insurance for major illness/accidents and require everyone to have coverage? replace medicare/medicaid deductions with mandatory minimum contributions to hsa's that fund all routine exams/checkups. set a minimum contribution amount/balance for everyone based on age. allow people to borrow against future contributions to cover anything that exceeds their hsa balance in the event of emergency surgery. have the government directly write or underwrite these loans. make procedure costs transparent and comparable. allow the market to drive costs down and quality up.