Banks? 1515 Responses

Last post: 1 year, 11 months ago | Thread started: Mar 12, 10, 11:19 p.m.

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• ismith

  I'm looking for a new bank to open a savings account. My current one has been unsatisfactory and quite nefarious if not incompetent. Something with no/small minimum that I can access easily around the country with no fee. Also that doesn't require a permanent address if possible (or need to know your address at all).

  Mar 12, 10, 11:19 p.m. – Permalink

• Amicus

  How 'bout one in the cayman islands?

  

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  Dog-earMar 12, 10, 11:25 p.m. – Permalink

• SPECTACULAR

  buy a gun, a safe, and a calculator

  that's how all banks stay in business
  

  

  • serious - if you're in school, you should open a student account... i had no minimum and no monthly fees. i still dont have any minimum or fees even though i already graduated.– SPECTACULAR1/4

    minimum or fees.– SPECTACULAR2/4

    Same. BofA is the devil, but I still have 3 years before they start treating me like a real adult.– Bargels3/4

    Funny– this is the way I prefer, but I'll be traveling a lot so it would just be really bad...– ismith4/4

  

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  Dog-earMar 13, 10, 12:09 a.m. – Permalink

• cannonball1978

  citibank e savings account. low minimum, good rate. 'swat i got

  

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  Dog-earMar 13, 10, 12:44 a.m. – Permalink

• utopian

  Wher is HEDGE when you need him most?

  • on his yatch– mydo

  

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  Dog-earMar 13, 10, 12:52 a.m. – Permalink

• akrokdesign

  b of a, citibank, etc. they are not very good. even do citibank is a bit better then b of a.

  if i am not wrong, you need at least 500 bucks. which you can't touch. other wise they charge you fees. cause taking advance of the low income people is a easy steal.

  • You don't need 500 bucks to open a bank account. And how do they suck?– monospaced1/2

    saving in citibank, yes 500. dude.– akrokdesign2/2

  

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  Dog-earMar 13, 10, 1:04 a.m. – Permalink

• akrokdesign

  how about try something new >> like http://www.ally.com/

  • Former GMAC that went bankrupt as well.– kgvs72

  

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  Dog-earMar 13, 10, 1:05 a.m. – Permalink

• akrokdesign

  if you need atm, chase is the biggest bank.

  

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  Dog-earMar 13, 10, 1:07 a.m. – Permalink

• lukus_W

  http://www.fool.com/personal-fin…

  • Do a bit of research .. this is a decent place to start.– lukus_W1/2

    thanks– ismith2/2

  

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  Dog-earMar 13, 10, 5:28 a.m. – Permalink

• egosmoke

  I use http://home.ingdirect.com/ and I've been pretty happy with them so far.

  • +1– ok_not_ok1/3

    "Checking minus the fees and a $50 bonus." They should fire their copywriter NOW.– monospaced2/3

    Why? They'll pay you $50 to bone them.– ismith3/3

  

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  Dog-earMar 13, 10, 6:07 a.m. – Permalink

• zaq

  try mint.com they will suggest you best option based on your previous transactions

  

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  Dog-earMar 13, 10, 7:03 a.m. – Permalink

• ismith

  How is ING? It looks good so far from what I read on the site but how much access is there across the country? I like that you can link the savings to one of their checking accounts and have a debit card, but I'd also like to know how well they deal with cards when they are stolen or show suspicious purchases.

  

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  Dog-earMar 13, 10, 10:40 a.m. – Permalink

• egosmoke

  ^^ Ive been with ING for about two years now. All the interaction I have had with them has been online, transferring money from other bank accounts and vice versa, and direct deposits from paychecks. The interest rate is good, as far as I can tell, and Ive had no trouble with them with transactions and deposits. Also, I am now overseas, and I still transfer funds to my account on a regular basis. I have no idea what the service is like with debit cards, and fraud etc. For me, it's more or less an account separate from my regular bank account, to save money and to not burn holes in my pockets :)

  • I'm not too concerned with the interest rate, really I just want to be able to go under the radar for a few years– ismith1/4

    ...and still have my money there when I get back.– ismith2/4

    Good to hear though, I think I'll look into them more.– ismith3/4

    cool man, hope it works out– egosmoke4/4

  

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  Dog-earMar 13, 10, 12:49 p.m. – Permalink

• monospaced

  If you don't plan on touching it for awhile, open a CD account.

  • I don't "plan", but if I needed to touch it, I would NEED to touch it. CD is too restrictive for me I think.– ismith

  

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  Dog-earMar 13, 10, 5:22 p.m. – Permalink

• moldero

  buy gold, "cause its all going down!"

  

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  Dog-earMar 13, 10, 5:31 p.m. – Permalink

• kgvs72

  I would beware of Ally

  

  It is a subsidiary of

  

  

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  Dog-earMar 13, 10, 5:33 p.m. – Permalink