Medical and Dental Insurance?
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- MondoMorphic
What do those of you who are freelancers do for medical and dental insurance? Rely on the spouse? Pay for things out of pocket and hope for the best? What is the best way to go?
- Knuckleberry0
I have my own. I am not a freelancer but i have found having your own to be a great money saver.
https://www.ehealthinsurance.com…
Thats where i got mine. I got to pick which one I wanted.- Not Spam I swear. It saved me $500 a month.Knuckleberry
- saved 500/month? My God, what were you paying before!!?formed
- nicole_marie0
If you are healthy get some solo insurance, very basic and call it a day. If you have medications and often get sick then really look into what type of plan will work for you, usually a health-plan that is specific to the state you live in will be cheaper then a huge health care company.
- johndiggity0
this is good for short term in case you are hit by a bus:
http://www.assuranthealth.comalso look into a health savings account (hsa).
- formed0
out of pocket, about 3500/yr
- boobs0
Dental insurance, I've found, doesn't cover much of anything.
- LIoyd0
been a member for 2 years. great experience so far.
i pay $120 a month for medical and dental
- That's pretty interesting and definitely the cheapest of all the alternatives I've seen. Those deductibles are pretty high and $500 a year for dental isn't a lot though.MondoMorphic
- MrOneHundred0
My wife and I got a policy when we first got married. They stopped offering it years ago, but they keep honouring ours. It’S got dental (I have terrible teeth) optical, and basic hospital. I guess the system is different here in AU.
- tOki0
@mr 100,
damn thats nice...They don't do that in Australia anymore - which is a pity because going to the dentist here is fucked up..the waiting lists and bills are quite horrifying. Fortunately I havent needed any work done yet..
But I think private health cover is much cheaper in australia than the states and we have so medicare to cover our asses lol