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Out of context: Reply #67238
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- capn_ron30
I am officially DEBT FREE as of this morning. Paid off $24k in 14 months using Dave Ramsey's baby steps. Last time i was debt free was 18 years old. I'm 41 now. Feels fucking great.
- Fuck yeah, Congratulations, ron!detritus
- Thanks detritus. it feels surreal right now.capn_ron
- Are you going to call and do the scream?HijoDMaite
- now, what about your folks?monospaced
- I might see when the next available time is. I would love to though.capn_ron
- mono, this whole journey to me was so that I can try to help my parents. I wasn't able to help them being in debt. I think it will speak loudly to them.capn_ron
- my parents situation was a huge factor that started me on this debt free journey.capn_ron
- awesome capn!GuyFawkes
- congratsimbecile
- fuck yeah .... about to try and do the same steps. Congrats dude -- that's one hell of an achievement in this day and agemugwart
- thanks everyone. i would have never thought i'd be here. always thought debt was just normal to have.capn_ron
- I'll have a look at this Dave Ramsey's thingy. Thanks for the infonbq
- nbq, he bases his ideas on religion. I am not religious and it wasn't offensive or anything at all. just a warning.capn_ron
- good on yad_gitale
- capn_ron, are you mortgage free?Ramanisky2
- Hey Ron my wife and I have seriously thought about going all in on this but with teenage daughters at home it’s seems impossible.HijoDMaite
- I rent Ram. But the next step is to have 3-6 months living expenses in the bank and then save for a down payment on a home.capn_ron
- I feel ya Hijo, making a budget is the key. makes you think about all your money and where it is going before you get it. you could totally do this.capn_ron
- Noice!robotron3k
- thanks robocapn_ron
- That's a lot to pay off within 14 months, well done. Enjoy your new freedom!pinkfloyd
- now go make some fucking mistakes ron!jaylarson
- buy me a rolexpinkfloyd
- AYE AYE CAPN! Now stay that way!stoplying
- inspiring, congrats. I'm going to have to look into this. Kind of in the same spot you were.OP31
- thanks again guys. I am going to stay debt free, and if there is ever a chance of debt it will be a home mortgage only. Time to work on being a millionaire.capn_ron
- happy for you love. save that monies!sea_sea
- Dave's on live in like... an hour... are you going to call Dave?!! Do you have a pirate accent? I sure hope so... (congrats btw- Amazing discipline!)PonyBoy
- Nice one! Debt is a prison without walls.PhanLo
- I just signed up on his site to do the scream. It says it takes 10-12 weeks for them to get back to you because they only do one an hour. Thanks y'allcapn_ron
- Invest in Trump propertiesutopian
- Capn_ron .. I have about $98,000 of debt left .. 18,000 on my new car and 80,000 on my Townhouse. I feel pretty good about that too. ;)Ramanisky2
- Car was at $35,000 a year ago and townhouse was at $235,000 12 years ago.Ramanisky2
- hell yeah Ram, you will pay that car off in another year and then you can hammer on the townhouse. can you imagine no mortgage payment??? Baller-tie!capn_ron
- Indeed, that’s my goal for the next 2 years .. zero debt.Ramanisky2
- I am 39 with zero debt. It feels awesome. Enjoy all that smooth skin without the hooks in it.cannonball1978
- Well, technically, you're still in contract to pay your Country's national Debt to the private banking institutions.robthelad
- super happy for you man! well done!
my wife and I are 4.5 years away from paying off the mortgage!exador1 - exador1, its a great feeling to be so closeRamanisky2