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Out of context: Reply #67238

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  • capn_ron30

    I am officially DEBT FREE as of this morning. Paid off $24k in 14 months using Dave Ramsey's baby steps. Last time i was debt free was 18 years old. I'm 41 now. Feels fucking great.

    • Fuck yeah, Congratulations, ron!detritus
    • Thanks detritus. it feels surreal right now.capn_ron
    • Are you going to call and do the scream?HijoDMaite
    • now, what about your folks?monospaced
    • I might see when the next available time is. I would love to though.capn_ron
    • mono, this whole journey to me was so that I can try to help my parents. I wasn't able to help them being in debt. I think it will speak loudly to them.capn_ron
    • my parents situation was a huge factor that started me on this debt free journey.capn_ron
    • awesome capn!GuyFawkes
    • congratsimbecile
    • fuck yeah .... about to try and do the same steps. Congrats dude -- that's one hell of an achievement in this day and agemugwart
    • thanks everyone. i would have never thought i'd be here. always thought debt was just normal to have.capn_ron
    • I'll have a look at this Dave Ramsey's thingy. Thanks for the infonbq
    • nbq, he bases his ideas on religion. I am not religious and it wasn't offensive or anything at all. just a warning.capn_ron
    • good on yad_gitale
    • capn_ron, are you mortgage free?Ramanisky2
    • Hey Ron my wife and I have seriously thought about going all in on this but with teenage daughters at home it’s seems impossible.HijoDMaite
    • I rent Ram. But the next step is to have 3-6 months living expenses in the bank and then save for a down payment on a home.capn_ron
    • I feel ya Hijo, making a budget is the key. makes you think about all your money and where it is going before you get it. you could totally do this.capn_ron
    • Noice!robotron3k
    • thanks robocapn_ron
    • That's a lot to pay off within 14 months, well done. Enjoy your new freedom!pinkfloyd
    • now go make some fucking mistakes ron!jaylarson
    • buy me a rolexpinkfloyd
    • AYE AYE CAPN! Now stay that way!stoplying
    • inspiring, congrats. I'm going to have to look into this. Kind of in the same spot you were.OP31
    • thanks again guys. I am going to stay debt free, and if there is ever a chance of debt it will be a home mortgage only. Time to work on being a millionaire.capn_ron
    • happy for you love. save that monies!sea_sea
    • Dave's on live in like... an hour... are you going to call Dave?!! Do you have a pirate accent? I sure hope so... (congrats btw- Amazing discipline!)PonyBoy
    • Nice one! Debt is a prison without walls.PhanLo
    • I just signed up on his site to do the scream. It says it takes 10-12 weeks for them to get back to you because they only do one an hour. Thanks y'allcapn_ron
    • Invest in Trump propertiesutopian
    • Capn_ron .. I have about $98,000 of debt left .. 18,000 on my new car and 80,000 on my Townhouse. I feel pretty good about that too. ;)Ramanisky2
    • Car was at $35,000 a year ago and townhouse was at $235,000 12 years ago.Ramanisky2
    • hell yeah Ram, you will pay that car off in another year and then you can hammer on the townhouse. can you imagine no mortgage payment??? Baller-tie!capn_ron
    • Indeed, that’s my goal for the next 2 years .. zero debt.Ramanisky2
    • I am 39 with zero debt. It feels awesome. Enjoy all that smooth skin without the hooks in it.cannonball1978
    • Well, technically, you're still in contract to pay your Country's national Debt to the private banking institutions.robthelad
    • super happy for you man! well done!
      my wife and I are 4.5 years away from paying off the mortgage!
      exador1
    • exador1, its a great feeling to be so closeRamanisky2

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